Akseleran - Pendanaan UKM

Akseleran is a

fintech

crowdfunding

Peer-to-Peer Lending / P2P Lending

platform in Indonesia that connects SMEs that need loans / funding to develop their businesses, with crowd lenders who have more funds to finance their businesses. lent to these businesses.

The provision of

loans / SME funding

carried out by the general public and business actors can be an alternative

fund development solution

with attractive interest rates to meet various financial goals in the future.

BENEFITS OF LENDERS

Akseleran is the right P2P Lending fintech platform for lenders who want to develop funds because:

💡 EASY

As a financial technology (fintech) platform, Akseleran opens access to loans with affordable initial funds

starting from IDR 100 thousand without additional fees

. This SME loan/funding can be accessed from anywhere, anytime and using an easy concept.

🔒 RELIABLE

P2P Lending Acceleration as a fintech platform is registered and supervised by the Financial Services Authority (OJK) and more than 98% of the value of the collateralized loan portfolio. A full operational permit from the OJK has also been obtained based on the certificate of approval KEP-122/D.05/2019 on December 13, 2019.

Loan applications are selected through a rigorous process of evaluating the financial condition of SMEs by a professional and experienced team. In addition, currently

insurance protects 99% of the loan principal in arrears, applicable to the majority of funding opportunities

when conducting the SME funding process.

💰 INTERESTING FLOWER

With a measured risk, you can earn

an average interest of 9.5%-10.5% per year

. This interest is higher than some conventional investment instruments.

Example: If you make funding at Akseleran per month worth IDR 1 million within 12 months with an interest of 10.5% per year. So, the funds that you will receive are Rp. 12,704,884. This means that there is an additional income of Rp. 704,884 that you receive after 12 months compared to if you only saved the funds.

BORROWER BENEFITS

Why do many SMEs choose P2P Lending Akseleran as an alternative funding solution to develop their business?

📝 COMPETITIVE INTEREST

Accelerator offers competitive rates

⏰ FLEXIBLE

Collateral that can be chosen by SMEs in applying for loans at Akseleran is also easier, no need for fixed assets.

Collateral in Acceleration is usually in the form of Invoice, Inventory, PO/SPK/Contract

💸 AFFORDABLE COST

If the loan application is successful, we only charge

0.375% per month

of the total disbursed loan funds as well as notary fees and legal documentation processes

Product Information:

- Loan tenor: the minimum tenor for personal loans is 180 days and the maximum tenor is 360 days

- Loan interest: starting from 3.99% per month

- Maximum annual interest rate: 66% (including service fee)

Example: If you apply for an online cash loan of Rp. 10,000,000 with a tenor of 12 months and an interest of 3.99% per month, then the loan amount that can be disbursed is Rp. 9,400,000 which has been deducted by a service fee of 6% or Rp. 600,000, and monthly installments have to pay every month is Rp1,232,333. The total you have to pay is IDR 14,788,000

By using the Akseleran fintech platform, you can progress faster to prepare for your financial and business future. Come on, start #BERANIAKSELERASI by providing loans / funding to SMEs in Indonesia now or applying for a loan at Akseleran easily and reliably!

For more information, contact us at:

Phone: (021) 50916006

E-mail: [email protected]

Facebook: Acceleration

Instagram: @Akseleran_id

URL: www.akseleran.co.id

Indonesian Financial Inclusive Acceleration

Sahid Sudirman Center

Floor 11 Unit G

Jl. Gen. Sudirman Kav. 86

Jakarta 10220

Akseleran, a leading Indonesian fintech platform, is revolutionizing the financial landscape for micro, small, and medium-sized enterprises (MSMEs). By leveraging technology and a data-driven approach, Akseleran provides MSMEs with fast, flexible, and affordable funding solutions.

Innovative Funding Models

Akseleran offers a range of innovative funding products tailored to the unique needs of MSMEs. These products include:

* Invoice Financing: Provides businesses with immediate cash flow by advancing funds against unpaid invoices.

* Supply Chain Financing: Connects suppliers and buyers on a digital platform, facilitating financing for both parties.

* Purchase Order Financing: Enables businesses to secure funding to fulfill purchase orders, increasing their operational efficiency.

Data-Driven Lending

Akseleran's proprietary data platform analyzes financial and non-financial data from MSMEs to assess their creditworthiness. This data-driven approach enables the platform to offer loans with competitive interest rates and flexible repayment terms, even to businesses with limited credit history.

Simplified Application Process

Akseleran's user-friendly platform streamlines the loan application process, making it quick and convenient for MSMEs. Businesses can apply for funding online in as little as 15 minutes, with minimal documentation required.

Robust Risk Management

Akseleran maintains a robust risk management framework to ensure the safety and soundness of its lending operations. The platform employs a team of experienced risk analysts who thoroughly assess each loan application and monitor borrowers throughout the loan term.

Impact on MSMEs

Akseleran's accessible funding solutions have had a significant impact on MSMEs in Indonesia. The platform has provided over Rp10 trillion (USD680 million) in funding to MSMEs, enabling them to grow their businesses, create jobs, and contribute to economic development.

Awards and Recognition

Akseleran's innovative approach to MSME lending has earned the platform numerous awards and recognition, including:

* Indonesia Fintech Award 2021 for Best Supply Chain Financing

* Asian Banker Award 2021 for Best Digital SME Lending

* Inclusive Finance Innovation Award 2021

Conclusion

Akseleran is a game-changer in the MSME lending landscape, providing MSMEs with the funding they need to succeed. Through its innovative funding models, data-driven lending, simplified application process, robust risk management, and commitment to impact, Akseleran is empowering MSMEs to drive economic growth and create a more inclusive financial system.