acba digital

acba digital is a secure and convenient app for everyday banking.

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features:

• Become a customer via online onboarding process (some services are limited)

• Get access to your banking products via online registration process

• Log on quickly and securely with your fingerprint or facial recognition

• Check your account balances and pending payments

• View individual transaction details

• Transfer money between accounts, and make transfer within Republic of Armenia

• Pay utility bills and make utility payment groups

• Pay Road Police fines, property taxes, parking bills and much more

• Pay your loan or credit card bill

• Apply for loans, savings, cards and more

• Block card transactions, close cards, activate SMS service and more

• Reset your password

• Update your contact details

• Get Visa digital card in your application and make payments via Apple Pay/Google Pay

• Make card to card transfers within Armenia and worldwide

• Order Bank to make periodic transfers and payments instead of you

• Track your pension program balance anytime

• Purchase car, travel and other insurances

• Invest your money buying securities

• Send or receive money via Contact, QR and Link and ATM

• And much more

KEEPING YOU SAFE ONLINE

We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection.

This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS).

https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector

CONTACTING YOU

We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

What's New in the Latest Version 3.7.5

Last updated on Jun 10, 2024

Exciting news! In this update, the cardholder's name will now be displayed during card-to-card transfers and when attaching cards from other banks, enhancing security and personalization. We've also made improvements for a more intuitive and enjoyable app experience.

Introduction

Acba Digital, formerly known as Armenian Cooperative Bank, is a leading digital banking platform in Armenia. It offers a wide range of innovative banking products and services, empowering customers to manage their finances seamlessly and conveniently.

Digital Banking Services

Acba Digital's core strength lies in its digital banking platform. Customers can access their accounts, make transactions, and manage their finances anytime, anywhere through the mobile app or online banking portal. The platform features intuitive navigation, real-time transaction tracking, and secure authentication measures.

Mobile App

The Acba Digital mobile app is highly user-friendly and feature-rich. It allows users to:

* Check account balances and transaction history

* Transfer funds between accounts and to other banks

* Pay bills and utility payments

* Manage credit cards

* Apply for loans and open new accounts

* Access exclusive offers and promotions

Online Banking

Acba Digital's online banking portal offers a comprehensive suite of banking services. In addition to the features available on the mobile app, it provides:

* Detailed financial statements and reports

* Advanced investment management tools

* Online chat support with bank representatives

* Customizable notifications and alerts

Other Services

Beyond digital banking, Acba Digital offers a range of other services, including:

* Payment Gateway: Acba Digital provides businesses with a secure and efficient payment gateway for accepting online payments.

* Merchant Services: Merchants can leverage Acba Digital's merchant services to process payments, manage inventory, and track sales.

* Remittances: Acba Digital facilitates fast and cost-effective remittances for individuals sending money to Armenia or abroad.

* Investments: Customers can access a variety of investment products, including bonds, mutual funds, and structured deposits.

Security and Reliability

Acba Digital prioritizes the security and reliability of its platform. It employs industry-leading encryption technologies, multi-factor authentication, and fraud detection systems to protect customer data and transactions. The bank is also subject to regular audits and compliance reviews to ensure adherence to international standards.

Conclusion

Acba Digital is a transformative digital banking platform that empowers customers with convenient and secure financial management tools. Its user-friendly interface, comprehensive services, and commitment to security make it an ideal choice for individuals and businesses alike. As the digital banking landscape continues to evolve, Acba Digital is well-positioned to remain at the forefront of innovation, providing customers with the most advanced and accessible banking solutions.