Direct Assurance

At your side, wherever you are and when you need it!

By your side, wherever you are, whenever you need it!

For the management of your contract as well as in the event of an accident, our app is there to be of service to you. Subscription and modification of contract, online payment but also access to emergency services, declaration and monitoring of car claims, pre-declaration of home claims, offers such as sponsorship or Les Mois Directs but also DIRECT ADVANTAGES: all your insurance is actually in your smartphone.

- Supporting documents in just a few clicks

On the app, it's very easy to send the essential documents to complete your car and home insurance file. Simply photograph them and sign electronically.

Then, the monitoring service allows you to have a personalized view of the progress of your file.

- Monitoring, modification and payment of your contract

Are you changing your address? You can modify your contract directly in the app. If you wish to pay your contribution, that is also possible!

- Sponsorship from the app, the more you talk about it, the more you earn: let your referrals benefit from good sponsorship deals.

- With Les Mois Directs, for 2, 3, 4 contracts subscribed, 2, 3, 4 months reimbursed on the most expensive contract!

- Always more good deals with DIRECT ADVANTAGES, the program that lowers prices and increases your purchasing power!

- Need a certificate?

Receive in just a few clicks an insurance certificate in PDF format that you can transmit quickly to simplify your procedures.

- Amicable Auto Report Advisory Service

A collision without injuries? So as not to forget anything in your amicable report, find our advice in your app and if necessary we will help you by telephone to complete it on site.

- Troubleshooting by geolocation

Is your car immobilized? All you have to do is activate the geolocation of your smartphone and call our Assistance to be repaired within the hour.

- Declaration and follow-up of auto claims

In the event of a claim, report it directly on the app. Pre-filling the sections makes your declaration easier. You can then follow your file step by step (expertise, repair, settlement). Of course, you can be called back if necessary.

- Home disaster declaration

Report your claim, our advisors will call you back to take stock if necessary.

- Our advisors are at your service 6 days a week

Need information? Our advisors are there to answer you.

We are already working on many new features to further enrich our app and make your life easier. Work in progress!

Direct Assurance, creator and leader in direct insurance, offers solutions for auto insurance, home insurance, health insurance, motorcycle insurance and Legal Protection.

Direct Assurance is a company of the AXA Group, one of the world leaders in the sector.

What's New in the Latest Version 6.1

Last updated on Apr 19, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!

Direct Assurance is a life insurance company that provides a range of insurance products and services to individuals and families. The company's products include term life insurance, whole life insurance, universal life insurance, and variable life insurance. Direct Assurance also offers a variety of riders and add-ons that can be added to its policies to provide additional coverage and benefits.

Term Life Insurance

Term life insurance is a type of life insurance that provides coverage for a specific period of time, such as 10, 20, or 30 years. If the insured person dies during the policy term, the death benefit is paid to the beneficiary. Term life insurance is typically the most affordable type of life insurance, making it a good option for people who are on a budget.

Whole Life Insurance

Whole life insurance is a type of life insurance that provides coverage for the entire life of the insured person. The death benefit is paid to the beneficiary whenever the insured person dies, regardless of when it occurs. Whole life insurance premiums are typically higher than term life insurance premiums, but the policy builds up a cash value that can be borrowed against or withdrawn.

Universal Life Insurance

Universal life insurance is a type of life insurance that provides coverage for the entire life of the insured person. However, unlike whole life insurance, universal life insurance premiums are flexible and can be adjusted up or down depending on the needs of the policyholder. Universal life insurance also has a cash value that can be borrowed against or withdrawn.

Variable Life Insurance

Variable life insurance is a type of life insurance that provides coverage for the entire life of the insured person. However, unlike whole life insurance and universal life insurance, variable life insurance premiums are invested in a variety of investment options. The death benefit is based on the performance of the investments. Variable life insurance can be a good option for people who are looking for the potential to grow their death benefit over time.

Riders and Add-Ons

Direct Assurance offers a variety of riders and add-ons that can be added to its policies to provide additional coverage and benefits. Some of the most popular riders and add-ons include:

* Accidental death benefit: This rider provides additional coverage if the insured person dies as a result of an accident.

* Waiver of premium rider: This rider waives the premiums if the insured person becomes disabled.

* Child rider: This rider provides coverage for the insured person's children.

* Guaranteed insurability rider: This rider guarantees that the insured person can purchase additional coverage in the future without having to take a medical exam.

Financial Strength

Direct Assurance is a financially strong company with a long history of paying claims. The company has an A+ (Superior) rating from A.M. Best, which is one of the leading insurance rating agencies. This rating indicates that Direct Assurance is a financially sound company that is able to meet its obligations to its policyholders.

Customer Service

Direct Assurance has a reputation for providing excellent customer service. The company's customer service representatives are knowledgeable and helpful, and they are always willing to go the extra mile to help policyholders. Direct Assurance also offers a variety of online tools and resources that make it easy for policyholders to manage their policies and file claims.