Crefisa +

In need of fast and safe money? At Crefisa Mais you have it! Download the app and apply for a personal loan online even if you have a negative loan.

Queue to pay a bill, make a transfer, request a loan online or check your balance? This is a thing of the past! At Crefisa Mais, you can carry out all financial transactions, request a loan, open a current account, pay a bill, wherever you are, with great agility and practicality!

See Crefisa Mais services:

Online Personal Loan

Needing extra money to pay the bills, pay off debt, renovate the house, travel or just have that breath to make your dreams come true? Crefisa has Money for you! With Crefisa Mais you can request your loan online, safely and quickly, and receive it in your account within 24 hours!

Current Account

Open your checking account in a few minutes and receive your personal loan online through it. Make your day-to-day life more practical by carrying out your financial transactions online, without giving up security and ease.

Pix

Now you can make transfers, payments and receive money in a few seconds directly via your Pix Crefisa to any bank, and best of all, at no cost!

Prepaid card

With this functionality, you can recharge your Prepaid Credit Card, receive your personal loan online through it and make transfers to other Accounts and Cards.

Salary Portability

Concentrate your salary in one place and make managing your money easier! Port your salary to Crefisa!

Security and Notifications

Staying up to date is one of the most effective security measures. That's why, in addition to the security already built into the App to request a loan for negative debt and carry out other operations, you have the Notification Center, which notifies you about all transactions carried out on the account. Did you make a transfer? Boleto fell into automatic debit? We'll let you know!!

What are you waiting for?

Download the Crefisa Mais App for free, request your personal loan online and be surprised by the navigation.

Crefisa, more than you imagine!

CREDIT SUBJECT TO APPROVAL. RECEIPT ON THE SAME DAY IS CONDITIONED TO CONTRACTIONS MADE ON BUSINESS DAYS, FOR PROPOSALS APPROVED BY 12PM, IN WHICH THE CUSTOMER CHOOSES TO RECEIVE THE LOAN ON THE CREFISA PREPAID CARD OR ON THE CREFISA BANCO CURRENT ACCOUNT. THE PAYMENT PERIOD CAN VARY BETWEEN ONE AND FIFTEEN INSTALLMENTS, ACCORDING TO THE CUSTOMER'S PROFILE AND ALSO THEIR CHOICE. THE FIRST INSTALLMENT WILL BE DUE WITHIN 60 DAYS, DEPENDING ON THE DATE OF HIRING AND RECEIPT OF SALARY FROM THE CLIENT. THE INTEREST RATE CAN VARY FROM 1.5% A.M. (A.A.19.56) UP TO 22% A.M. (987.22% A.A.). EXAMPLE: A LOAN OF R$ 1,000.00, IN 6 MONTHS, WILL HAVE INSTALLMENTS OF R$ 177.83, A TOTAL AMOUNT OF R$ 1,066.98, INTEREST OF 1.5% A.M. (19.56% A.A.) AND COST TOTAL EFFECTIVE EFFECTIVENESS (CET) OF 1.87% A.M (24.92%A.A.). THESE VALUES ARE EXEMPLIFICATION AND MAY VARY ACCORDING TO THE FINANCIAL INSTITUTION'S CREDIT APPROVAL CRITERIA. CONDITIONS SUBJECT TO CHANGE WITHOUT PRIOR NOTICE. HIRE RESPONSIBLY. OMBUDSMAN: 0800 703 8891.

Crefisa is a leading Brazilian financial services company headquartered in São Paulo, Brazil. Founded in 1969, the company has grown exponentially over the years, establishing itself as a prominent player in the country's financial landscape. Crefisa offers a comprehensive range of financial products and services, including loans, credit cards, savings accounts, and investments.

History and Expansion

Crefisa was founded by José Roberto Arruda and José Augusto Arruda, who initially established the company as a small lending institution. Over the years, Crefisa expanded its operations, opening branches throughout Brazil and diversifying its product offerings. In 2008, the company acquired Credicard, a leading Brazilian credit card company, further solidifying its position in the financial sector.

Products and Services

Crefisa provides a wide array of financial products and services to meet the needs of its diverse customer base. The company's core offerings include:

* Loans: Crefisa offers a variety of loan products, including personal loans, business loans, and mortgage loans.

* Credit Cards: Crefisa issues a range of credit cards, catering to different customer segments and spending habits.

* Savings Accounts: The company offers competitive savings accounts with attractive interest rates.

* Investments: Crefisa provides investment products, such as mutual funds and fixed-income securities, to help customers grow their wealth.

Target Market

Crefisa primarily targets low-income and middle-class customers in Brazil. The company's products and services are designed to meet the financial needs of this underserved population, providing access to credit and other essential financial services.

Corporate Social Responsibility

Crefisa actively engages in corporate social responsibility initiatives. The company supports various educational and social programs, focusing on improving the lives of marginalized communities in Brazil.

Financial Performance

Crefisa has consistently reported strong financial performance over the years. The company's revenue and profits have grown steadily, driven by its expanding customer base and diversified product offerings.

Industry Recognition

Crefisa has received numerous industry awards and accolades for its innovative products and services. The company has been recognized as one of the leading financial institutions in Brazil, and its commitment to customer satisfaction has been widely praised.

Conclusion

Crefisa is a leading Brazilian financial services company with a strong track record of success. The company's diverse product offerings, focus on low-income and middle-class customers, and commitment to corporate social responsibility have contributed to its continued growth and success in the Brazilian financial market.