Payattitude Digital

Payattitude is a single mobile app that welcomes you to a world of convenience. The app enables linking of multiple accounts in different banks for remote/distant transactions.

The app grants you 24/7 access to a wide variety of transaction types directly from your mobile phone wherever you are.

Benefits of the App;

• Link accounts in different banks.

• Pay on the WEB and ATM securely with phone number.

• Withdraw from the ATM using phone number.

• Withdraw and Pay through 3rd party securely.

• Funds transfer

• Airtime top-up

• Bills payments

• Account Inquiry

• Enables the addition of beneficiaries directly from phone book for airtime top-up

• Save beneficiary details for future transactions

• Recurring Payment schedule (Personal assistant)

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Payattitude Digital is a payment solution offered in Nigeria, built upon the existing Payattitude platform. It leverages Near Field Communication (NFC) technology to enable contactless payments at Point of Sale (POS) terminals. The core concept revolves around linking a customer's bank accounts to their mobile phone number or a physical token, allowing them to make transactions without needing a physical card. The "Digital" aspect highlights the integration with mobile devices, often utilizing a mobile app for account management, transaction history, and security features.

The system works by associating a user's bank accounts with a unique identifier, which can be their mobile number or a designated Payattitude token. When making a purchase, the user simply taps their NFC-enabled phone or token on a compatible POS terminal. The terminal then communicates with the Payattitude network, which verifies the transaction and debits the appropriate account. Security is a key consideration, with measures like PIN verification and transaction limits in place to prevent unauthorized access and fraud. Payattitude Digital aims to provide a convenient, secure, and faster payment experience for both merchants and consumers in the Nigerian market, reducing reliance on cash and traditional card payments.