Venmo

Venmo is the fun and easy way to pay and get paid.

Venmo is the fast, safe, social way to pay and get paid. Join over 83 million people who use the Venmo app today.

SEND AND RECEIVE MONEY

Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends.

SPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS

You can now send a payment request to multiple Venmo friends at once and customize the amount each person owes.

SHOP WITH THE VENMO DEBIT CARD

Get a debit card that gets YOU. Earn automatic cashback when you spend with Venmo Debit Card at some of your favorite merchants.¹ No monthly fee, no minimum balance.²

GET REWARDED WITH THE VENMO CREDIT CARD

Automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest.³

BUY CRYPTO WITH AS LITTLE AS $1

Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with.⁴

DO BUSINESS ON VENMO

Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account.

PAY IN STORES

Use your Venmo QR code to pay touch-free at stores like CVS. Just scan, pay, and go.

PAY IN APPS & ONLINE

Check out with Venmo on some of your favorite apps, like Uber Eats, StockX, Grubhub, and Zola.

MANAGE YOUR MONEY

Get your Venmo money in the bank within minutes using Instant Transfer⁵. Want your paycheck up to two days early⁶ ? Try Direct Deposit on Venmo.

¹DOSH offer terms apply.  Check app for availability. 

²The Venmo Mastercard is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

³See Rewards Program Terms. For more information on the Venmo Credit Card go here: https://venmo.com/about/creditcard . The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.

⁴Terms apply and available here: https://venmo.com/legal/crypto-terms . Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser.

⁵Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed, which may result in delays or funds being frozen or removed from your Venmo account.

⁶ Subject to bank/employer practices. Terms apply and available here: https://help.venmo.com/hc/en-us/articles/360037185594

What's New in the Latest Version 10.39.1

Last updated on Apr 19, 2024

Fresh new upgrade alert! This release contains bug fixes and improvements, stay tuned for more.

Introduction

Venmo, a widely adopted mobile payment service, has revolutionized the way people send and receive money. Its user-friendly interface, instant transactions, and social media integration have made it a preferred choice for personal and business transactions. This comprehensive overview will delve into the key features, benefits, and considerations of using Venmo.

Features and Functionality

At its core, Venmo enables seamless peer-to-peer (P2P) payments. Users can easily send and receive money using their mobile devices by connecting their bank accounts or debit cards. The service boasts a user-friendly interface that simplifies the payment process.

Venmo's unique social media integration allows users to add friends and contacts from their social networks. This feature facilitates easy splitting of bills, group payments, and sharing of expenses with friends and family. The app also incorporates a "feed" that displays recent transactions and allows users to comment and interact with each other.

Benefits of Using Venmo

Venmo offers numerous benefits that have contributed to its popularity. Its key advantages include:

* Convenience: The app's intuitive interface and instant transactions make it a convenient way to transfer funds.

* Social Connectivity: Venmo's social media integration fosters connections and simplifies group payments.

* No Transaction Fees: For most personal transactions, Venmo does not charge any fees, making it a cost-effective option.

* Security: Venmo employs robust security measures to protect user data and transactions.

Considerations for Using Venmo

While Venmo offers numerous advantages, it's essential to consider the following aspects:

* Privacy: Venmo's social media integration can impact privacy, as transactions and comments are visible to connected users.

* Chargeback Protection: Unlike credit cards, Venmo transactions are not subject to chargeback protection, which can leave users vulnerable to fraud or unauthorized payments.

* Business Transactions: Venmo primarily caters to personal payments, and its terms of service may not be suitable for business transactions.

Conclusion

Venmo has emerged as a popular and convenient payment service that simplifies money transfers and fosters social connections. Its user-friendly interface, instant transactions, and social media integration have made it a preferred choice for personal and group payments. However, users should carefully consider the potential privacy implications and limitations of using Venmo for business transactions.